Financial Strategies Customized to Your Unique Goals
Our clients can expect experience, expertise, transparency, flexibility, and continuity in a relationship that is based on mutual respect and understanding from our experienced investment advisors. Our comprehensive services are designed with the needs of our clients in mind. Whether you live in Europe and want to invest in assets in the U.S., or a United States citizen living abroad, we have investment strategies tailored to your needs.
We serve a select group of high-net-worth individuals and families from Europe and the United States looking for professional guidance in managing their financial affairs. In order to understand you and what strategies might work best, we want to get to know you better. Before we decide to work together, let’s ensure we share the same values, agree on the process, and think alike financially. We feel your success depends on this mutual understanding.
If your concerns and goals include any of the following…
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I want to continue to grow my wealth.
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I want to generate additional income.
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I want to protect my assets in down markets.
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I want to feel better about whether or not I’m making the right decisions in all aspects of my finances.
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I want to discuss more advanced asset allocation options.
…then let’s talk about the next steps and see if we’re a good fit.
How Do I . . .
Our clients often want to know the “hows” of investing with Terra Nova. Some commonly asked questions we get include:
How do I withdraw money from my U.S. portfolio while living abroad?
With an account at Fidelity, clients can sign in from anywhere, manage their cash, withdraw cash at ATMs, and pay by debit card.
How can a European invest in the U.S. dollar?
Because you will do so through Terra Nova! Due to complicated and costly compliance, foreign accounts are no longer accepted in the U.S. by many financial institutions. However, as a client of Terra Nova, an account can be opened at Fidelity since the vetting process has been completed through Terra Nova.
Investment Advisory Fees
Terra Nova charges an investment advisory fee based on the assets we manage on behalf of our clients. Fees are calculated and billed quarterly in arrears.
Our fees are determined individually, taking into account assets under management, investment objectives, portfolio requirements, and the complexity of the relationship. All fees are discussed and agreed upon before an advisory relationship begins.
Our standard minimum account size is $1 million. Smaller accounts may be considered on a case-by-case basis.
Additional brokerage, custodial, and transaction charges, as well as expenses associated with investment funds, may apply.
For further information about our fees, expenses, and potential conflicts of interest, please refer to our Form ADV Part 2A brochure.
Tax-Deductibility of Fees
Depending on the country of residency, partial fees may be tax-deductible. Consult your tax professional, or we can recommend one if needed.